Amber HindsMedicaid Planning and Qualified Accounts Medicaid Planning with retirement/pre-tax IRA accounts can be confusing, especially because each state treats these accounts a little...
Amber HindsGifting & Medicaid Compliant Annuity Planning for an Individual ClientWhen implementing a Gifting & Medicaid Compliant Annuity (MCA) Plan for an individual client (no spouse), the goal is to maximize the...
Amber HindsDeficit Reduction Act outlines Different Rules for Retirement Annuities vs. Non-Retirement AnnuitiesA Medicaid Compliant Annuity (“MCA”) is an immediate annuity that converts excess countable resources into an income stream (i.e. a MCA...
Amber HindsPurchasing a Medicaid Compliant Annuity Pre-Snapshot vs. Post SnapshotWhen planning for a married couple in a state that has a minimum and maximum Community Spouse Resource Allowance (CSRA), the timing of...