AshBer is an independent insurance agency who sells Medicaid compliant annuities, and who specializes in Medicaid-compliant annuities and long-term care insurance solutions. AshBer partners with attorneys and financial advisors nationwide to deliver industry-leading service and premier insurance solutions through “A”-rated insurance carriers.
Within the complex Medicaid planning environment, our Medicaid planners help professionals and families understand key concepts such as MMNA, what is the CSRA, and Medicaid spend-down strategies. We also provide clarity around specialized funding solutions, including cash for assignable annuity options when appropriate. In certain cases, a properly structured Medicaid Compliant Annuity or a medicaid compliant promissory note can play a critical role within a coordinated spend-down Medicaid strategy when designed in alignment with federal and state guidelines. By staying current on compliance standards and state-specific regulations, we equip our attorney and advisor partners with accurate information to better serve their clients.
PRE-PLANNING LTC CASE ANALYSIS
We help attorneys and advisors across the country with Proactively planning for Long-Term Care. We review your client’s unique case facts (health, desired location to receive LTC) and create a Comprehensive proposal to include hybrid LTC or 5-year Medicaid planning options.
VALUATION OF NON-COMPLIANT ANNUITIES
We will review clients existing annuity contracts to determine whether they currently meet the Medicaid planning criteria. If their existing annuities do not currently meet the Medicaid planning criteria, we will outline all of the clients options for dealing with an existing annuity.
Tools and Resources
The Tools and Resources below are designed to enhance your practice.
We’ve created state-specific resources, case studies, and more!
Get In Touch
We’re here to help you take the first step
Testimonials
Amber and her team have an exceptional knowledge of Medicaid planning and resources. It is also great to find such professional care focused on helping families with funeral planning. Highly recommended if you are looking for services in this space.
Scott Moan
Amber Hinds and the team at AshBer, LLC have been invaluable to me in my Medicaid crisis planning practice. Amber has always been prompt when I send inquiries over to her, always responding within a few hours. I recommend Amber and her company without reservation to anyone with a Medicaid planning pracitce.
Ted Vicknair, Board Certified Attorney and CPA
As the managing partner of an Elder Law Firm who has been working with Amber for close to 10 years, I can say that she is the best in the business when it comes the implementation of Medicaid Planning strategies including a Medicaid Annuity to protect assets for my clients. She is kind, personable, and professional in all she does. I'd highly recommend Amber and Ashber to anyone.